All guides
Plain-English guides to borrowing in the UAE, grouped by topic. Each one lists its official sources and the date it was last reviewed. The home page sums up the main UAE credit rules at a glance.
Credit score
Credit cards
Personal loans
- Early settlement of a personal loan in the UAE: fees and steps
- Flat rate vs reducing rate: what the difference costs you
- How much personal loan can you get in the UAE?
- Personal loan eligibility and documents in the UAE
- Personal loan top-ups in the UAE: how they work and what they cost
- Personal loans without salary transfer in the UAE
Mortgages
- DLD fee, mortgage registration and the other upfront costs of buying in Dubai
- Financing off-plan property: mortgages vs developer payment plans
- Mortgage pre-approval in the UAE: what it is and how to get it
- Mortgages for expats in the UAE: LTV limits and eligibility
- Mortgages for non-residents buying property in the UAE
- What is EIBOR and how does it affect your mortgage?
Car loans
Buy now, pay later
Debt help
- Bounced cheques in the UAE: the law after the 2022 reforms
- Debt consolidation in the UAE: options and trade-offs
- Leaving the UAE with debt: what happens and what to do first
- Negotiating with your bank: restructuring and debt settlement
- Travel bans for debt in the UAE: how they work and how to check
- What happens if you can't pay your loan or credit card in the UAE