Terms of use

By using The Credit Zone you agree to these terms. The site gives general information about credit in the UAE, not advice. You may quote short parts of our guides with a link, but not republish them in full, and you should check any rule with the official source before relying on it.

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Information, not advice

Everything on the site, including the guides, the glossary and the calculators, is general information about credit and borrowing in the UAE. It does not take your circumstances into account and is not financial, legal or tax advice. Rules, fees and lenders' criteria change, so check the current position with your lender or the official source before you make a decision. Our disclaimer explains this in more detail.

Using our content

  • You may read, print and share links to any page for your own, non-commercial use.
  • You may quote short extracts, such as a sentence or a definition, if you name The Credit Zone and link to the page you quote.
  • You may not republish whole guides or large parts of them, on a website, in an app or in print, without our written permission.
  • You may use the calculators for your own planning. You may not copy them into another product or present their results as an offer or a lender's decision.
  • You may not use the site in a way that harms it or other users, for example by trying to overload or break into it.

We link to official sources, such as the Central Bank of the UAE Rulebook, the Etihad Credit Bureau and government portals, so you can check what we say. We do not control those sites and are not responsible for their content, availability or privacy practices. A link is not an endorsement of a product or a company.

Liability

We work to keep the site accurate and up to date, and we correct errors when we find them, as set out in our corrections policy. Even so, the site is provided as it is, without any promise that it is complete, current or free of errors. As far as the law allows, The Credit Zone is not liable for any loss arising from your use of the site or your reliance on its content, including any decision to borrow, repay or not to borrow.

Who operates the site

The site is operated by The Credit Zone. You can reach us through our contact page. Our privacy policy explains what we collect when you use the site.

Changes to these terms

We may update these terms. The date at the top of this page shows when they last changed, and the version on this page is the one that applies.